And if you prefer a face-to-face mortgage process, Guaranteed Rate’s 400+ branches may not cut it, unless you happen to live near one of those. If you are a borderline borrower - with an iffy credit score or high debt-to-income ratio (DTI) - you may find other lenders more sympathetic. There’s good telephone support, and those who live near a branch can have a face-to-face experience. Indeed, few have a bad word to say about it.īorrowers often qualify for a low rate and the company’s online technology is easy to use. There’s no denying Guaranteed Rate is an exceptional lender. Average mortgage rates at major lendersĪverage rate and fee data sourced from public rate and fee records required by the Home Mortgage Disclosure Act (HMDA). You should get a custom quote from Guaranteed Rate, along with a few other lenders, to find the best deal for your situation. Its origination fees and total closing costs are generally affordable, too.īut remember that interest rates and lender fees look different for every borrower. On average, Guaranteed Rate mortgage rates tend to be a little lower than the competition. Is Guaranteed Rate the best mortgage lender for you?.Where can you get a mortgage with Guaranteed Rate?.Mortgage loan products at Guaranteed Rate.

Guaranteed Rate mortgage customer service reviews.Guaranteed Rate mortgage review for 2022.

Guaranteed rate affinity